New TrumpIRA site offering $1,000 retirement match: See who is eligible

A new Trump administration website could allow some Americans to receive up to $1,000 a year in government‑matched retirement savings, under an executive order signed Thursday aimed at expanding access to individual retirement accounts.

The site, TrumpIRA.gov, is designed as an online marketplace where workers without employer‑sponsored retirement plans can compare and enroll in private‑sector IRAs, according to the White House and the Treasury Department. The initiative is timed to coincide with the rollout of the federal “Saver’s Match,” a program created under the 2022 SECURE 2.0 law passed during the Biden administration. That program replaces a tax credit with direct government contributions to qualifying retirement accounts.

Under the Saver’s Match, eligible low‑income workers who contribute to an IRA, Roth IRA or 401(k) could receive a federal match of up to $1,000 per year. According to Treasury guidelines, single filers earning less than about $35,000 annually qualify for the full benefit, with smaller matches available at higher income levels.

Administration officials say the TrumpIRA site is meant to help roughly 50 million Americans who lack workplace retirement plans navigate existing private options and access the match more easily. The order does not create a new government retirement program, but instead directs the Treasury Department to vet and list qualifying accounts offered by private financial institutions.

The site is expected to launch ahead of the Saver’s Match taking effect in January 2027.